Saturday, January 31, 2015

Your Life Will Be Much Better If You Can Do These 10 Things

Life is all about learning. The ups and downs. The triumphs and falls. For those at the bottom looking up to the people at the top of the success ladder, it seems as if they got there so effortlessly. So what is their one ingredient to success? What has been their one magic ingredient pushing them forward?
It isn’t just one thing that pushes someone to success, but a series of attitudes and habits that they adopt over the years, developing habits that can help push them further, in order to achieve more. What I have learnt personally and observed from others over the years, is that when you feel like quitting, taking a break or simply not sure of how to reach your goal, it is important to know how to spur yourself back on.
The art in reaching your goals and pushing yourself forward is to not quit. By not quitting you are still outdoing those with their butts on the sofa making excuses. So even if you think you are making little to no progress, you are! Sure, sometimes it is tough, tiring or tedious but if it is worth having, you can push yourself on.
We all lose our way sometimes, taking our eyes off the bigger picture or our main goal. We’re human, after all! But the problem isn’t when you fall or stumble, the problem occurs when you don’t get back on the horse and carry on! Reminding yourself and pushing yourself on (even when you’re fed up, tired or ready to quit) is what separates the winners from the losers.
So whether your goal is to run a marathon, start your new business or grab that promotion, here are 10 easily digestible things you can do to keep on going toward success.

1. Know that you CAN cope

Whenever you reach a hurdle or a setback, just knowing that you can cope with whatever comes your way (even unexpectedly), will help spur you on. If you’re facing a challenging time, and adopt the attitude that you can’t overcome it, then you’re going to struggle to push yourself on. Knowing that you can cope with anything that life throws at you will help you take one step in front of the other, helping to push yourself on toward achieving.

2. Don’t let perfect be the enemy of good

This is something my first boss taught me four years ago and I have never forgotten it.  “Don’t let perfect be the enemy of good,” she used to tell me all the time. In my desperation to be perfect at work and not make mistakes (I wanted to make a good impression), I was putting undue stress on myself. Of course it is good to keep pushing and developing yourself, but don’t aim for perfection because it simply isn’t achievable. Aim to improve yourself, one small step at a time, but focus on the journey and don’t let perfection be the destination.

3. Know that one bad day is not the end of the world

When you are on the path to reaching your goals, think of the end goal as if you will have won the war. Along the way there will be a series of battles that you have to win, but you won’t be able to win them all. But that doesn’t matter, because you don’t have to win all the battles to win the main war, just the majority. If you are having a bad day, week, month or even year, try to see the bigger picture in terms of your end goal. Chances are that in the grand scheme of things, it won’t matter. If you can remind yourself that one bad day isn’t the end of the world, you’ll be able to push yourself on so much further.

4. Ask questions

In my experience, most people don’t ask enough questions – either they are too scared or embarrassed or they just cat be bothered. I don’t know why, but we seem to live in a culture where asking questions implies that you aren’t clever. The beauty of asking questions however, is that you can find out more and learn from others by doing so. By picking the brains of experts, you can absorb their knowledge without having made the mistakes and experiences they did. Ask questions to the right people and you can help to reach your goals.

5. See challenges, not problems

When pushing further, one thing that really helps is if you can adopt an attitude where you don’t see problems but see challenges, solutions and experiences. At the end of the day, life is one big learning curve. Of course life is going to throw hurdles at you, and there will be times that you’ll struggle and have to overcome problems, but so long as you’re still standing and come out the other side, you’ve pushed yourself further. A positive can-do attitude won’t magically make difficulties disappears but they will help you overcome them, making way for a happier and more successful time.

6. Feel the emotions

Life is full of ups and downs and if it wasn’t, it would probably be pretty boring! When reaching your goals and pushing yourself further, it helps if you can be open to the emotions that come with it. There will be times of joy and for celebration, and there will also be times when all you want to do is curl up and not leave the house. But it is O.K. to cry! Don’t fight the emotions, but instead ride them through. You’ll come out stronger on the other side.

7. Don’t compare yourself to others

Unless you’re someone like Beyonce or Jay Z, Victoria Beckham or Bill Gates (with his $79 billion wealth), then there is always going to be someone who is more successful, prettier, skinnier, has a better job, earns more money, has more friends or has a more luxurious lifestyle than you. Don’t compare yourself with others. You should be pushing yourself on because you want to and not because you feel you have to in order to “keep up with the Joneses”.  Besides, the person with the five bedroom house and two sports cars sitting in the drive might not even be that happy! You are your own benchmark.

8. Eat healthy and exercise

You cannot expect to climb mountains and achieve great things if your body and mind aren’t running at full capacity. Your body needs to be correctly fueled, maintained and trained if you are expecting to achieve. The only way to ensure all cylinders are firing efficiently is to be healthy, in both mind and body. Eating healthily and exercising are key to this. A simple formula, but it works and anyone can adopt this habit. Of course you don’t have to go overboard – no one likes the obsessive person who is down at the gym every spare hour, nor would life be fun without the odd chocolate cake – but make sure you’re taking the right steps to be ensure a good well-being.

9. Know that you control your life

The beauty in life is that you are in the driver’s seat. It is up to you how you steer your life and what the end destination is. If you can drive yourself in the right direction, you’ll be giving yourself the power to go where you want to. Knowing this and doing this will help spur you on, especially on those days when you don’t feel like it. Of course, we can’t predict or stop external circumstances, but you can do your best to swerve to avoid them or drive right over them.

10. Know that success isn’t linear

Over the years the one thing that has really struck me and helped me spur myself on is knowing that success isn’t a linear straight line shooting up. It’s sometimes one step forward, two steps back, followed by a going-round-in-circles until you are dizzy! By accepting this you will feel more empowered than ever. Knowing what success really looks like reminds us on those ‘bad’ days that it is O.K., and progress is still being made.
Finally, the most important thing you can do in life on your road to success is to have fun!
Whatever you do, put some love and life into it. That way, when there are tough days, at least you can do it all with bit of a smile!

Thursday, January 29, 2015

STOCK ALERT ( 29 / 01 )

Coal India may gain on stake sale plans
Sesa Sterlite, HDFC, Dr Reddy's Laboratories, Asian Paints and IDFC unveil Q3 results today, 29 January 2015.
Shares of companies engaged in mining of iron ore, manganese, bauxite and copper and shares of companies in the cement, aluminium and steel sectors which are the user industries of these minerals, will be in focus after Union Minister of Steel and Mines Narendra Singh Tomar yesterday, 28 January 2015, chaired a meeting of senior officials of Mines Ministry to review the progress of several actionables under the newly passed Mines and Minerals (Development and Regulation) (Amendment) Ordinance, 2015 (MMDR Ordinance 2015). This meeting was organised close on the heels of the 19 January 2015 meeting of state representatives on MMDR Ordinance, so as to firm up timelines for implementation of the Ordinance. The meeting was a follow-up of the meeting held on 12 January on the same issue. Emphasising the urgent need to revive mining in India, Tomar said, “Our priority is not just to table the draft bill in next session of Parliament, but to start auctioning of mines in the least possible time.”
Coal India will be watched as the government announced divestment of its stake in the company. The government has offered to sell 31.58 crore equity shares, or 5% equity, of face value of Rs 10 each with an option to sell an additional upto 31.58 crore equity shares, or 5% equity, of face value of Rs 10 each of Coal India, collectively aggregating to 10% of the total paid up equity share capital of Coal India through a sale on the separate window provided by the stock exchanges for this purpose. The sale shall commence on 30 January 2015 at 9:15 IST and shall close on the same day at 15:30 IST. The floor price for the OFS will be announced after market hours today, 29 January 2015.
The government has reserved 20% of the size of the sale for retail investors. Retail investors will be offered a discount of 5% to the bid price entered by them in accordance with the Sebi OFS circulars. A minimum of 25% of the sale shares will be reserved for mutual funds and insurance companies.
Alstom T&D India's net profit slumped 92.74% to Rs 2.58 crore on 16.12% decline in total income to Rs 766.47 crore in Q3 December 2014 over Q3 December 2013.
Poddar Developers said it raised Rs 124.99 crore by issuing 11.10 lakh equity shares at Rs 1,125.21 each to qualified institutional buyers (QIB). The QIB issue opened on 19 January 2015 and closed on 21 January 2015.
Sadbhav Engineering has reached in-principle understanding with Gammon Infrastructure Projects for sale of 1.03 crore equity shares of Rs 10 each held in Mumbai Nasik Expressway for an aggregate consideration of Rs 72 crore either by itself or through Sadbhav Infrastructure Project (subsidiary of the Company). Detailed agreements will be executed in due course. Mumbai Nasik Expressway is the special purpose vehicle to develop, operate and manage the Vadape to Gonde section of National Highway no. 3 in Maharashtra.
Ajanta Pharma said that its board has approved stock split. The board agreed to sub divide nominal value of equity shares of the company from Rs 5 each to Rs 2 each.
Shares of Century Plyboards India turn ex-dividend today, 29 January 2015, for an interim dividend of Rs 0.75 per share for the year ending March 2015.
Shares of DB Corp turn ex-dividend today, 29 January 2015, for an interim dividend of Rs 3.50 per share for the year ending March 2015.
Shares of Hatsun Agro Products turn ex-dividend today, 29 January 2015, for an interim dividend of Rs 0.60 per share for the year ending March 2015.
Shares of Indiabulls Securities turn ex-dividend today, 29 January 2015, for an interim dividend of Re 1 per share for the year ending March 2015.
Shares of Indiabulls Housing Finance turn ex-dividend today, 29 January 2015, for an interim dividend of Rs 9 per share for the year ending March 2015.
Shares of NHPC turn ex-dividend today, 29 January 2015, for an interim dividend of Rs 0.20 per share for the year ending March 2015.
Shares of Persistent Systems turn ex-dividend today, 29 January 2015, for an interim dividend of Rs 10 per share for the year ending March 2015.
Shares of Zensar Technologies turn ex-dividend today, 29 January 2015, for an interim dividend of Rs 4.50 per share for the year ending March 2015

Wednesday, January 28, 2015


R38984UP BREAKOUT89628811

IndicatorAnalysisSignal (0 - 10)
RSIRSI is 75.7. According to RSI analysis, nifty is overbought.3.0
MACDMACD: 154.0 and Signal Line: 92.3. According to MACD analysis, nifty is technically strong.8.0
Simple Moving AverageAccording to simple moving average analysis, nifty is in a strong uptrend. Major support levels are 8469.73, 8403.358, 7806.747.10.0
Exponential Moving AverageAccording to exponential moving average analysis, nifty is in a strong uptrend. Major support levels are 8555.288, 8396.499, 7804.423.10.0
Bollinger Bands%b is 0.944. According to bollinger bands, nifty is technically strong.7.0
Fibonacci RetracementAccording to fibonacci retracement, price is above all levels. Major support is at 8593.9966 and 8473.2. Resistance level is 8985.05.6.5
Average True RangeATR: 102NA
Average Directional IndexADX is 26.6 which means NIFTY is in a trend.NA


R421126BULL 2102419620
R320876UP BREAKOUT 2074419901
R120726SELL 2024719951
S120385BUY OPEN20180
S320235DOWN BREAK OUT LOW20098.0
S419986BEAR CLOSE20555.25


The Banking Sector Index


IndicatorAnalysisSignal (0 - 10)
RSIRSI is 76.4. According to RSI analysis, banknifty is overbought and a bearish divergence is formed.0.0
MACDMACD: 504.0 and Signal Line: 362.0. According to MACD analysis, banknifty is technically strong.8.0
Simple Moving AverageAccording to simple moving average analysis, banknifty is in a strong uptrend. Major support levels are 19212.76, 18676.09, 16040.88.10.0
Exponential Moving AverageAccording to exponential moving average analysis, banknifty is in a strong uptrend. Major support levels are 19393.81, 18637.99, 16229.99.10.0
Bollinger BandsBollinger bandwidth suggests that a squeeze has ended and a brekout above the upper band has happened which is a positive signal. %b is 0.997. According to bollinger bands, banknifty is technically strong.8.0
Fibonacci RetracementAccording to fibonacci retracement, price is above all levels. Major support is at 18700.6596 and 18018.95. Resistance level is 20907.55.6.5
Average True RangeATR: 331NA
Average Directional IndexADX is 30.6 which means BANKNIFTY is in a trend.NA

STOCK ALERT ( 28 / 01 )

Tata Motors may gain on rights issue plan
Tata Motors after market hours yesterday, 27 January 2015, announced that the company's board of directors has decided to seek approval of the shareholders through a postal ballot for raising upto Rs 7500 crore through a rights issue of ordinary shares and 'A' ordinary shares having differential voting rights for meeting the company's growth plans as well as for reducing the debt. The quantum, pricing and timing of the issue will be decided at a later point in time, depending upon the market conditions post shareholders' and other approvals, Tata Motors said.
GMR Infrastructure after market hours yesterday, 27 January 2015, announced that GMR-Megawide Cebu Airport Corporation (GMCAC) a joint venture between GMR Infrastructure (40% shareholding) and Megawide Construction Corporation (60% shareholding) has amended its financing documents of its Mactan Cebu International Airport (MCIA) located in Cebu, Philippines to include ADB to fund the project. The financing will fund 70% of its total project cost of Php 33 billion (approximately $750 million). ADB will fund $75 million of this as a portion of its share in the funding. The loan is now being financed by a consortium of seven banks including ADB.
GMCAC has taken full operational control from 1 November 2014 for renovation and modernization of MCIA. GMCAC will operate the airport for a period of 25 years.
Yes Bank after trading hours yesterday, 27 January 2015, announced that the bank has teamed up with the Overseas Private Investment Corporation (OPIC), the US government's development finance institution, by signing a memorandum of understanding to explore OPIC financing of up to $220 million to increase lending to micro, small and medium enterprises (MSMEs) in India. Specifically, $100 million of the financing would be used to support either Micro-SMEs or SMEs in underserved rural and urban markets, Yes Bank and OPIC said in a joint statement. US-based lender Wells Fargo Bank, N.A., will act as sponsor and co-lender to the project.
Shares of biotechnology companies will be in focus after the Minister of State (Independent Charge) of the Ministry of Development of North Eastern Region (DoNER), MoS PMO, Personnel, Public Grievances & Pensions, Atomic Energy and Space, Dr. Jitendra Singh yesterday, 27 January 2015, said that the government is keen to promote all kinds of upward activities in the biotech sector and said that the suggestions offered by the Association of Biotechnology Led Enterprises (ABLE) would be given due consideration and dealt with a positive approach. In its pre-Budget memorandum submitted to the government, ABLE has made several recommendations to support the biotechnology industry. These include deduction of current tax incentives of 200% to be increased to 300% with a validity of three years and extension of 10 years of tax holiday for biotech/farming establishments by another 2 years. Invoking the “Make in India” agenda of the government, the memorandum also pleads for the indigenously made products to be given 15% to 25% weighted advantage over imported products in all government tenders.
On a consolidated basis, Idea Cellular's net profit rose 64% to Rs 767.06 crore on 21.87% increase in total income to Rs 8150.09 crore in Q3 December 2014 over Q3 December 2013.
On a consolidated basis, Idea Cellular's net profit rose 1.48% to Rs 767.10 crore on 5.91% increase in total revenue to Rs 8017.50 crore in Q3 December 2014 over Q2 September 2014.
Consolidated EBITDA (Earnings Before Interest Taxes Depreciation and Amortization) rose 10.52% to Rs 2752.70 in Q3 December 2014 over Q2 September 2014.
EBITDA margins increased to 34.3% in Q3 December 2014 compared with 32.9% in Q2 September 2014.
In the calendar year (CY) 2014, Idea added 22.2 million subscribers (VLR net adds) as company's subscriber market share raced past 18.1% (TRAI November 2014 VLR Report). Inspite of huge 17% incremental new customer addition in year 2014, the customer mobile spend (ARPU) on Idea network increased by Rs 10 to Rs 179 (Q3 December 2014 over Q3 December 2013).
Idea continued its journey of strengthening its competitive market standing with Q2 September 2014 Revenue Market Share (RMS) at 17.2%, an increase of 1.4% compared to Q2 September 2013.
During the quarter, Idea carried 170.7 billion minutes on its network, registering 5.1% sequential quarterly growth and 46.1 billion Megabytes of Mobile data on its 2G+3G platform, at 16.9% quarterly expansion, with both lines of business delivering strong performance. The ‘Value Added Service' (VAS) contribution has improved sharply to 23.1% of service revenue, an unprecedented gain of 7% in last one year.
Due to competitive pressures and increased contribution from new service areas, the Voice realisation remained under pressure and has fallen sequentially by 0.6 paisa to 35.6 paise per minute in Q3 December 2014. However, 18.4% quarterly jump in Mobile Data revenue, contributing 15.7% to service revenue, helped Idea improve its ‘ARPM' at 46.3p in Q3 December 2014 (vs 45.9 paise in Q2 September 2014).
As the technology cycle shortens, the company on prudent basis reviewed and reduced the estimated useful life of core network equipments from present 10 to 9 years. Consequently, this quarter the depreciation charge has risen by Rs 262.50 crore.
On a standalone basis, the strong cash profit of Rs 2028.60 crore in Q3 December 2014 (year-on-year growth of 29.5%) has helped company reduce net debt to Rs 11089.10 crore. The net debt to annualised EBITDA ratio now stands at 1.12, lowest in the industry, providing company sufficient head room to participate in the forthcoming license renewal spectrum auction.
The mobile data subscriber base on 2G+3G platform has risen by 8.6 million in CY 2014 to 34.2 million. This quarter Idea held on its data rates (bended 2G+3G) – ‘Average Realisation per MB' (ARMB) at 26.9 paise (vs 26.5 paise in Q2 September 2014). The blended Data ARPU (2G+3G) has improved by Rs 35 in CY 2014 to Rs 126 as ‘Usages per Data Subscriber' has grown to 470 MB per user in Q3 December 2014 from 309 MB in Q3 December 2013. The 3G (Voice+Data) customers have grown steadily this quarter to 16.1 million but still represents only 10.7% of Idea's total subscriber base. Idea continued to expand its 3G footprint with incremental investment of 7,840 3G sites in CY 2014 taking the overall 3G sites count to 27,744.
As mobility market services expand, Indian Telecom business offers exciting growth opportunities in Mobile broadband & rural voice telephony. Brand Idea with growing consumer affinity, strong cash flows, expanding 2G & 3G network footprint and competitive spectrum profile, reaffirms its ability to overcome current short term uncertainties, emerge stronger and consolidate its market position to tap emerging telecom and mobile banking opportunities.
Titan Company's net profit rose 15.20% to Rs 190.73 crore on 8.59% increase in total income to Rs 2934.03 crore in Q3 December 2014 over Q3 December 2013.
The income from watches was Rs 442.63 crore in Q3 December 2014, marginally lower than Q3 December 2013. On the other hand, jewellery business recorded a growth of 11.2% in Q3 December 2014 over Q3 December 2013.
Tanishq had an income of Rs 2347.39 crore this year in Q3 as compared to Rs 2110.70 crore last year. For the nine-month ended December 2014, the jewellery business recorded a growth of 17.4%. Other businesses of the company comprising Precision Engineering, a B2B business, the Eyewear business and accessories grew by 14.8% in Q3 December 2014. The combined income of these businesses in Q3 December 2014 was Rs 133.67 crore as compared to Rs 116.42 crore in Q3 December 2013.
The Titan Company (TCL) retail chain is 1172 stores strong, as on 31 December 2014 with the retail area crossing 1.5 million square feet nationally for all its brands. A total of 151 stores were added by TCL brands in the nine month period till December 2014.
Bhaskar Bhat, Managing Director of the company stated that "Titan Company, with a large portfolio of strong brands, operating in multiple industries, grew by over 9% in the third quarter. This period, which is a festival quarter, faced heightened activity from e-commerce players, participating in this gifting season. Going forward, the market sentiment is looking good, with the fiscal budget from the new Government coming up, drop in inflation and positive global factors like the slump in oil prices. The company is gearing up for the last quarter with launch of new products and advertising campaigns that are lined up, including activation by some of the brands."
Amara Raja Batteries' net profit rose 7.71% to Rs 102.34 crore on 23.09% increase in total income to Rs 1071.15 crore in Q3 December 2014 over Q3 December 2013.
Raymond said it will hold an extraordinary general meeting (EGM) of shareholders on 20 February 2015 to seek their approval in raising Rs 750 crore through non-convertible debentures/bonds/other instruments whether secured or unsecured, on private placement basis, in one or more tranches, during the period of one year from the date of passing of this resolution.
Karnataka Bank's net profit rose 0.22% to Rs 106.94 crore on 17.09% increase in total income to Rs 1364.69 crore in Q3 December 2014 over Q3 December 2013.
Gujarat State Fertilizers & Chemicals' net profit rose 2.24% to Rs 103.47 crore on 10.99% decline in total income to Rs 1344.64 crore in Q3 December 2014 over Q3 December 2013.
Shares of Bharat Electronics turn ex-dividend today, 28 January 2015, for an interim dividend of Rs 6 per share for the year ending March 2015.
Shares of Supreme Industries turn ex-dividend today, 28 January 2015, for an interim dividend of Rs 2 per share for the year ending March 2015.